Purpose | Any genuine personal credit requirement. (Undertaking to be obtained from the applicant that the funds sanctioned by the Bank under the above Scheme would not be utilized for any speculative purpose). | |
Eligibility |
Salaried Class
Pension Class: Pensioners having their pension account with our Bank. |
|
Age |
Minimum : 21 years Maximum
|
|
Quantum of Finance | For Salaried Class | For Pensioner |
Up-to 18 times monthly net salary/1.5 times of Net Annual Income or Rs.3 lacs, whichever is less |
Pensioners upto the age of 65 years -Up-to 15 times monthly net pension or Rs.3 lacs, whichever is less For Pensioners above the age of 65 years and upto the age of 70 years -Up-to 10 times monthly net pension or Rs.1 Lac, whichever is less |
|
Nature of Facility | Term Loan | |
Rate of Interest | Please click here For rate of interest | |
Processing fee | Please click here For Processing fee | |
Repayment | Maximum repayment period to be 60 months subject to maximum age criterion, whichever is earlier | |
Guarantee | Third party/ mutual guarantee/ guarantee of spouse/ Major son |
- Wed, March 03-2021
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