#
# # #

Retail Loan Processing Charges

Sr. No

Retail Loan Schemes

Processing Charges + GST (additional)

1

PSB Housing Loan

Processing charges are Nil during Festival Bonanza scheme Period i.e. upto 31.03.2018

2

PSB Housing Loan Top Up Scheme

One-Time:

Loans upto Rs. 10 Lac - @ 0.15% of the loan amount, subject to minimum of Rs. 1000/- and maximum of  Rs. 3750/-

3

PSB Auto Loan

Processing charges are Nil during Festival Bonanza scheme Period i.e. upto 31.03.2018

4

IBA Model Education Loan Scheme

No processing / upfront charges may be levied on loans sanctioned under the scheme. Borrower to deposit Rs. 2000/- (for studies abroad) in lieu of Processing fee, in Saving account (to be kept under reserve, withdrawal thereof may be allowed to the borrower only after full availment of the loan. Otherwise the same be recovered as processing fee.

5

PSB Personal Loan Scheme for Salaried class & pensioners

One-Time:
1.0% of the loan amount.

6

PSB Doctors Special Loan Scheme

One time:
0.25% of the loan amount upto Rs.50 lacs.

0.50% of the loan amount above Rs.50 lacs and upto Rs. 2 crore

7

Sukhmoney Scheme (Reverse Mortgage Scheme)

One time:
0.50% of the Loan amount subject to Maximum of Rs. 15,000.

8

PSB Commercial Vehicle Loan Scheme

One time:
1.00% of the loan amount
(Refund of entire Processing fee is available at the time of final payment provided borrower makes timely repayment of installments).

9

IBA Skill Loan Scheme

Nil

10

SB OD Scheme

Nil

11

PSB Excellence Education Loan Scheme for Premier Institutions (For students of IIMs, IITs and ISB (Hyderabad)

Nil

12

PSB Kisan Home Loan Scheme

Processing charges are Nil during Festival Bonanza scheme Period i.e. upto 31.03.2018

13

PSB Mortgage Loan

For Term Loan:  @1% of the loan amount with Minimum of Rs.2000/-
For Overdraft Facility: @ 0.50% of limit sanctioned and to be collected on sanction and at the time of renewal every year.

Concessions during Festival Bonanza Scheme from 21.09.2017 to 31.03.2018:
For TL facilities
: Concession of 50% on the applicable processing charge 
For Overdraft facilities: Concession of 50% on the applicable processing charge on the limit sanctioned at the time of sanction only. However, the normal processing charge (i.e. without the above said concession) shall be applicable at the time of renewal every year

14

PSB Vyapar Loan

For Term Loan/Working Capital Term loan:  @1% of the loan amount with Minimum of Rs.2000/-
For Overdraft Facility: @ 0.50% of limit sanctioned and to be collected on sanction and at the time of renewal every year.

Concessions during Festival Bonanza Scheme from 21.09.2017 to 31.03.2018:
For TL/working capital term loan facilities:
Concession of 50% on the applicable processing charge 
For Overdraft facilities: Concession of 50% on the applicable processing charge on the limit sanctioned at the time of sanction only. However, the normal processing charge (i.e. without the above said concession) shall be applicable at the time of renewal every year

15

PSB SME Liquid Plus

For Term Loan:  @1% of the loan amount with Minimum of Rs.2000/-
For Overdraft Facility: @ 0.50% of limit sanctioned and to be collected on sanction and at the time of renewal every year.

Concessions during Festival Bonanza Scheme from 21.09.2017 to 31.03.2018:
For TL facilities
: Concession of 50% on the applicable processing charge 
For Overdraft facilities: Concession of 50% on the applicable processing charge on the limit sanctioned at the time of sanction only. However, the normal processing charge (i.e. without the above said concession) shall be applicable at the time of renewal every year

 


 

For Hot Listing (Blocking)
ATM/Rupay Cards
1800-103-2278
044-47415691/2/3/4/5
For Balance Enquiry
(By Missed Call) 7039035156 (Toll Free)
All India Toll Free 1800-419-8300