PSB Apna Ghar Top Up
Purpose |
To offer additional amount of loan to the existing housing loan borrowers to meet their various personal requirements arising from time to time. |
Eligibility |
a. Property financed should have been completed and taken possession of. b. The borrower should have a minimum repayment record of: i. 6 months – For Govt/PSU employee where salary account with our Bank. ii. 12 months- For Govt/PSU employee where salary account is not with our Bank. iii. 24 months – For all other cases.
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Quantum of finance |
i.Term Loan- Maximum Rs. 25 lakh ii.Overdraft- Maximum Rs. 10 lakh iii.Composite facility- Maximum Rs. 25 lakh |
Rate of Interest | Please click here For rate of interest |
Repayment |
i. Term Loan: ii. Over Draft |
Prepayment charges | NIL |
Processing charges | Please click here For Processing fee |
Security | Extension of charge on the property already charged to the Bank under the existing Housing Loan facility. |
Documentation Charges | Actual Charges |