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Fee & Service Charges

Service Charges on Priority Sector

SEGMENT PROCESSING FEES + GST (additional) RENEWAL/REVIEWAL CHARGES + GST (additional) DOCUMENTATION FEES + GST (additional)
KCC Upto Rs.3 Lakh NIL No Fee for Renewal Loans upto Rs.2Lakh NIL
Above Rs.3 Lakh i) 0.50% of limit (for portion above Rs.3 Lakh) with minimum of Rs. 500/- at the time of sanction only.
ii) Processing Fee will be applicable in case of enhancement above Rs.3 Lakh, on enhanced portion only.
iii) No processing Charge to be levied at the time of renewal
Loans >Rs.2 Lakh & upto Rs.25 Lakh @Rs.100 per lac subject to maximum Rs.2000/-
Loans >Rs.25 Lakh  & upto Rs.50 Lakhs Rs. 2000 + @Rs. 150 per lac on loan/ limit in excess of Rs. 25 Lacs subject to maximum of Rs.5000/-
>Rs.50 Lakh & above Rs. 5000 + @Rs. 200 per lac on loan/ limit in excess of Rs. 50 Lacs subject to maximum of Rs.10000/-
TERM LOAN
AGRI
Upto Rs.25,000/- NIL No Fee for Reviewal. Levied @ same as on KCC.
Above Rs.25000/- and upto Rs.2 Lakh Rs.400/-
Above Rs.2 Lakh @1.00% (New Borrower)
@0.75% (5 yr. old Borrower)
@0.50% (20 yr. old Borrower)
No Fee for reviewal.
RICE SHELLER Rs.100/- per lac.for W.C and for term loans upfront fee Rs.50/- per lac (Subject to a max. of Rs.25,000/-). ZM  permitted to waive processing fee by 50% of the applicable  fee  in cases of fresh taken over from other banks and high value accounts having  internal credit rating 1 & 2 only. W.C. Rs.100/- per lac max. of Rs.25000/- Upto Rs. 2 Lacs NIL
Above Rs. 2 Lacs & upto Rs.25 Lakh Rs.2500/-
Above Rs. 25 Lacs & upto Rs.100 Lakh Rs.5000/-
Above Rs. 100 Lacs Rs.10000/-
Term Loan For term loans fee upfront Rs.50/- per lac (Subject to a max. of Rs.25,000/-). ZM  permitted to waive processing fee by 50% of the applicable  fee  in cases of fresh taken over from other banks and high value accounts having  internal credit rating 1 & 2 only.
(Fee for Reviewal of Term Loans O/s of Rs. 10 Lacs and above to be charged @0.05% without any cap on every reviewal)
For Supplying Copy of Documents
Upto Rs.25000/- NIL
Above Rs. 25000/- & upto Rs.100 Lakh Rs.500/-
Above Rs. 100 Lacs     Rs.1000/-plus actual Charges    
MSME Upto Rs.5 Lakh
(WC/ Term Loan)
  NIL Upto Rs. 25000/- NIL Upto Rs. 2 Lacs NIL
Above Rs.25000/- & upto Rs.2 Lakh Rs.400/- Above Rs. 2 Lacs & upto Rs.25 Lakh Rs.2500/-
Above Rs.5 Lakh Above Rs.2 Lakh Above Rs. 25 Lacs & upto Rs.100 Lakh Rs.5000/-
WC Limit Other than Real Estate Sector Real Estate WC Limit   Other than Real Estate Sector Real Estate Above Rs. 100 Lacs Rs.10000/-
(a) (i) Working Capital above Rs. 5 Lakh to Rs.50 lakh 0.50% of limit with minimum of Rs. 500/- with no cap at the time of sanction/ renewal every year. Rs. 500/- per lakh or part thereof with no cap (a) (i) Working Capital above Rs. 2 Lakh to Rs.50 lakh 0.50% of limit with minimum of Rs. 500/- with no cap at the time of sanction/ renewal every year. Rs. 500/- per lakh or part thereof with no cap For Supplying Copy of Documents
Upto Rs.25000/- NIL
1% with no cap and 50% of applicable charges on renewal every year.     (a) (ii) Working Capital above Rs.50 lakh 1% with no cap and 50% of applicable charges on renewal every year.
(a) (ii) Working Capital above Rs.50 lakh
(b) Term Loans above Rs.5 Lakhs @1.00% (New Borrower)
@0.75% (5 yr. old Borrower)
@0.50% (20 yr. old Borrower)
(b) Term Loans above Rs.2 Lakhs  @1.00% (New Borrower)
@0.75% (5 yr. old Borrower)
@0.50% (20 yr. old Borrower)
(Fee for Reviewal of Term Loans O/s of Rs. 10 Lacs and above to be charged @0.05% without any cap on every reviewal.)
Above Rs. 25000/- & upto Rs.100 Lakh Rs.500/-
Above Rs. 100 Lacs Rs.1000/-plus actual Charges
PSB Housing Loan Processing charges are Nil during Festival Bonanza scheme Period i.e. upto 31.03.2018 No Fee for Reviewal Actual Stamp/ Revenue/ Legal opinion/ valuation report/ Index inspection/ Mutation expenses etc.
IBA Model Education Loan Scheme No processing / upfront charges may be levied on loans sanctioned under the scheme. Borrower to deposit Rs. 2000/- (for studies abroad) in lieu of Processing fee, in Saving account (to be kept under reserve, withdrawal thereof may be allowed to the borrower only after full availment of the loan. Otherwise the same be recovered as processing fee. No Fee for Reviewal Actual Stamp/ Revenue/ Legal opinion/ valuation report/ Index inspection/ Mutation expenses etc.
PSB Kisan Home Loan Scheme Processing charges are Nil during Festival Bonanza scheme Period i.e. upto 31.03.2018 No Fee for Reviewal Actual Stamp/ Revenue/ Legal opinion/ valuation report/ Index inspection/ Mutation expenses etc.
 
 

 

 

 

 

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