PSB ICICI BANK CREDIT CARD
The credit
card business is today one of the most dynamic and rapidly
evolving businesses in the retail finance segment.
If run judiciously can emerge as one of the most profitable
asset product for any financial institution as also a
key retention tool.
The bank has
collaborated with the leading credit card player in the country
to offer the privileges of state of art technology to its
cardholders with all the features to compete well in the card
industry.
Our Bank has been making
efforts to provide value added products & Services to
our esteemed clients. It is our quest to provide the
very best to our esteemed Customers. The launch of new Co-branded
Credit card with ICICI Bank is a step
towards this mission.
About the Card:
The
"PUNJAB & SIND BANK-ICICI BANK Credit Card" comes
in three variants : Blue, Silver and Gold card. The eligibility
criteria in terms of Annual Income of the applicant is as follows:
| Eligibility | Blue Card | Silver Card | Gold Card |
| Salaried | Rs.60000/-p.a | Rs.60000/- p.a | Rs.120000/-p.a |
| Self Employed | Rs.50000/-p.a | Rs.50000/- p.a | Rs.100000/-p.a |
The Punjab &
Sind Bank-ICICI Bank Credit card comes with host of features and
benefits. Some of the special features of this card are as under:
* 52 Days Interest Free Credit period :
* Revolving Credit Facility :
* Powerful Insurance benefits :
* Powerful Rewards Programme :
* Free Add-On Card :
* Purchase Protection
* Limited Lost Card Liability :
* Global Acceptance
* Balance Transfer Facility :
* Self Set Limits
The "PUNJAB & SIND BANK-ICICI BANK"
Co-branded Credit Card will help not only
in retaining the existing clientele but also
help in tapping the new customers. It will also help
in increasing the income by way of issuance/renewal fees, commission
on usage and fulfilment charges. The credit card account will
be maintained by ICICI Bank. The ICICI
Bank will provide all operational services
for the credit card covering periodical bills, sending
statement, collection, payments and processing of charges
etc. The ICICI bank assumes the responsibility
for collection, recovery of all charges and fees due by the co-branded
card member in respect of co-branded credit card.
Going by the
present Market scenario of Lifetime free pricing platform,
PSB-ICICI Bank Credit card has been made a "Lifetime
Free" product i,e."No issuance & Renewal fee”.