About Aviva
 
Aviva India is a joint venture between one of the country’s oldest and largest groups, Dabur, and Aviva which is one of the UK's largest insurance group, whose association with India dates back to 1834.
 
Our vision is to be amongst India’s leading life insurers with a quality business model, focused on sustainable growth. We seek to build a robust product portfolio meeting all customer lifecycle needs related to – Savings, Retirement, Investments and Protection.
 
With a strong sales force of over 30,000 Financial Planning Advisers (FPAs), we have initiated and pioneered many innovative sales approaches, including the concept of Bancassurance and Financial Health Check services. We are among the first companies to introduce the contemporary unit-linked products.
 
A seasoned team of fund managers make our fund management one of the key differentiators. With a wide distribution network of 208 branches and close to 40 Bancassurance partnerships, we are spread across nearly 3,000 towns and cities in India.
 
To know more about Aviva Life Insurance, please visit : www.avivaindia.com
   
Life Insurance Products:
   
CHILD PLANS:
 
Aviva New Young Scholar (UIN:122N076V01) is a comprehensive plan that enables you to secure your child’s future in any eventuality through:
 
  • Attractive returns, enhanced by loyalty additions every year starting end of 5th year and maturity addition to build the desired corpus of funds on maturity of the policy
  • All future premiums being waived off and invested as a lump sum amount in to the funds, so the policy continues even in the unfortunate event of the parent’s death, disability# or on contracting a critical illness#, while the Sum Assured is paid out immediately
  • Provision of a regular income# for the minor child, in the event of parent’s death
  • Systematic Transfer Plan (STP) for safe entry and safer exit into equities
  • Option to minimize the effect of inflation through Indexation
   
# Applicable if relevant riders are opted
   
Link to Aviva Young Scholar- http://avivaindia.com/Individual/Child/AvivaNewYoungScholar.aspx
   

SAVINGS:
 
Aviva Dhan Vriddhi (UIN:122N038V01) is a money back plan that provides you a guaranteed amount of money at regular intervals and protection through the Sum Assured (Life Cover), in the event of death
   
  • Traditional Money Back with Guaranteed Addition @7% of Sum Assured(Life Cover) for each completed policy year till maturity
  • Discount on premium at the rate of 1.2% of Sum Assured(Life Cover) if it is equal or more than Rs 5 lakhs
  • Fixed return on regular interval (can opt for odd term options as well like 13 yrs / 17 yrs/ 19 yrs etc.) as per need / milestones
  • Good option to balance with equity investments
   
Link to Aviva Dhanvridhi- http://avivaindia.com/Individual/Savings/AvivaDhanVriddhi.aspx 
   
Aviva New Freedom Life Plan (UIN:122L070V01) allows you to choose the proportion of savings and protection and change it, in line with your changing needs, with the option to pay premiums for as few as 3 years, through:
   
  • Option to reduce premium and increase / decrease Sum Assured(Life Cover)
  • Option to cover husband and wife under the same policy
  • Choice of Sum Assured (Life Cover) between 5times of Annual Premium to 1.25times of Policy Term X Annual Premium
  • Option to select from four riders – Accidental Death and Dismemberment (AD&D) Rider, Comprehensive Health Benefit (CHB) Rider, Hospital Cash      Benefit (HCB) Rider and Aviva Payor Plus Rider
  • Option of Indexation to protect savings & protection against inflation
  • Limited premium paying term(PPT) including 3 & 5 years, with an option to increase the PPT (if PPT>=10 years)
  • 8 fund options and investment options such as AAA or STP to minimize the risk of market volatility
  • 100% allocation from sixth year
   
Link to New freedom Life Plan: http://avivaindia.com/en/Individual/Savings/AvivaNewFreedomLifePlan.aspx
   
Aviva New Save Guard (UIN:122L072V01) is a simple plan with minimal documentation and no medicals that helps earn tax free returns on your savings to meet your financial goals
   
  • Choice of Life Cover Sum Assured(Life Cover) either 5 times or 10 times of annual premium, subject to a maximum of Rs 18 Lacs
  • Minimal documentation
  • Guaranteed maturity addition upto 400% of first year annualized premium on maturity depending on your policy term
   
Link to Aviva New SaveGuard Plan: http://avivaindia.com/Individual/Savings/AvivaNewSaveGuard.aspx
   
Aviva New Life Saver Plus (UIN:122L078V01) is predominantly a savings plan that offers disciplined saving with high level of financial security for the family, in case something untoward happens.
   
Increasing death benefit
 
  • Sum Assured(Life Cover) plus Fund Value as death benefit
Flexible Life Cover to choose from 5 times of Annual Premium to1.5  times of Policy Term X Annual Premium
Long-term savings in line with changing needs
 
  • Option to increase premium after 3 years
  • Option to reduce life cover on any policy anniversary
8 fund options and STP to minimize risk of market volatility
   
Link to Aviva New LifeSaver Plus: http://avivaindia.com/Individual/Savings/AvivaNewLifeSaverPlus.aspx
   
HEALTH PLANS:
 
Aviva Health Plus (UIN:122L057V01)is a comprehensive health cum savings plan that covers you against death and ill health, while guaranteeing the return of a part of the premium, depending on your age, on maturity through:
   
  • Provision of a Life Cover (Sum Assured) on death and disability
  • Protection against 18 critical illnesses
  • A combined benefit of more than Rs 20 lakh, in case all health benefits are claimed
  • Death and disability cover continues for 5 years after the health benefits cease
  • Guaranteed maturity benefit on the date of maturity, even if all health benefits are claimed.
   
Link to Aviva Health Plus: http://avivaindia.com/Individual/Health/AvivaHealthPlus.aspx
   
RETIREMENT PLANS:
   
Aviva New Pension Plus (UIN:122L074V01) is a best-in-class plan that helps you fund your post-retirement years :
   
  • Attractive returns enhanced by Loyalty Additions during the policy term and Maturity Addition on maturity
  • Opportunity to invest in high growth sectors such as PSU, Infrastructure, in addition to the Index-II fund
  • Minimize the risk of market volatility with investment options such as AAA or STP
  • Death and disability cover continues for 5 years after the health benefits cease
   
You can also call on the customer services helpline at Toll-free number: 1800-180-1231 or SMS “PSB” to 5676737.
   
  1. Aviva Life Insurance Company India Ltd
  2. Aviva Life Insurance Company India Ltd, Aviva Tower, Sector Road, Opp. Golf Course, DLF Phase V, Sector 43, Gurgaon
  3. IRDA registration number - 122
  4. Insurance is the subject matter of the solicitation
  5. These products are underwritten by Aviva Life Insurance Company India Ltd.
  6. Tax benefits are as per Income Tax Act, 1961 and are subject to change from time to time (If tax benefits are mentioned in the brochure)
  7. Riders are not mandatory and are available for a nominal extra cost.
  8. For more detail on risk factor, terms and conditions please read sales brochure carefully before concluding a sale.
  9. ULIP products are different from traditional Life Insurance products and are subject to risk factors
  10. Premium paid in ULIP are subject to Investment risks associated with capital Markets & the NAV of the units may go up or down based on the performance of the fund and factors influencing capital markets
  11. The insured is responsible for his/her decisions
  12. Aviva Life Insurance Company India Limited is only the name of insurance company & Aviva New Young Scholar, Aviva New Freedom Life Plan, Aviva New Save Guard, Aviva New Life Saver Plus & Aviva New Pension Plus (i.e. the ULIP product names) is only the name of the ULIP contract and does not in any way indicate the quality of the contracts, its future prospects or returns.
  13. The premiums and funds are subject to certain charges related to the fund or to the premium paid and there is a possibility of increase in charges.
  14. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.
  15. Unit-linked funds are subject to market risks and there is no assurance or guarantee that the objective of the investment fund will be achieved.
  16. Advt. No. - 1495